Loan Features:

• HESAA is offering a Refi+ loan program for loans where the student beneficiaries are out of school (graduated or withdrawn) and have loans from higher interest rate periods
• Must have a minimum of $5,000 in debt
• Available for NJCLASS, Federal Parent Plus, and Private Educational Loans
• No Administrative Fee
• Save money by refinancing your existing student loans to a lower interest rate

Loan Features:

• Must have a minimum of $30,000 in debt
• No prepayment penalty
• Available for NJCLASS family loans only
• The rate used to calculate interest will be a weighted average interest rate of the underlying NJCLASS loans being consolidated, minus 0.50%

NJCLASS Consolidation Loan
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